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Affordability Calculator

What could you afford?

What can I afford?

This calculator will give you an indication of the repayments and deposit you will need for your Shared Ownership home. Please note these will only be approximate figures. Your Just Mortgages Adviser will take your individual circumstances into account when confirming your ability to proceed.

mortgage calculator

Property value

Property value must be more than £10,000

Interest Rate (%)

Interest Rate must be between 0.01 and 20

Share to Purchase (%)

Share of purchase must be between 10 and 100

Repayment Period (Years)

Term in Years must be between 2 and 40

Deposit Available

Leave at zero if you want to see results for the minimum deposit amount of {{depositPercent}}%

Share to Purchase amount

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Minimum Deposit Needed at {{depositPercent}}%

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You will need a Mortgage of

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Monthly Rental Payment

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This has been illustrated at {{retainedEquityPercent}}% of retained equity. Your lease will detail exact rate and any increases.

Monthly Mortgage Payment

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Based on the total payment for interest and capital repayment over the desired term. APRs vary depending on how your mortgage is arranged.

Total Monthly Cost (excluding Service Charge)

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Your housing provider will make you aware of service charges that need to be taken into account.

For illustration only. Not to be relied on. Your Just Mortgages advisor will provide a personalised Mortgage quote.