Are you dreaming of owning your first home but struggling to save for a deposit? You're not alone, and now, you don’t have to wait any longer. At Just Mortgages, we’re thrilled to announce the return of the 100% mortgage, making homeownership more achievable than ever.
Just Mortgages, one of the UK’s largest mortgage brokerages, has been named the exclusive estate agency linked broker partners for the brand new 100% loan-to-value (LTV) mortgage product from April Mortgages.
The new and exclusive partnership means that the exciting no deposit mortgage product is only available in estate agencies through Just Mortgages. This includes advisers based in all Spicerhaart Group estate agent branches nationwide, as well as nearly 500 self-employed advisers across the UK
What Is a 100% Mortgage?
Also known as a zero deposit mortgage or no deposit home loan, a 100% mortgage means you can borrow the entire purchase price of your property. That’s right, no deposit required.
This type of mortgage is designed for buyers who can afford monthly repayments but haven’t yet saved a deposit.
Why a No Deposit Mortgage Might Be Right for You
If you have a strong track record of paying rent or other bills on time, this mortgage option could open the door to your first home without the wait.
However, it’s important to understand the risks. With a 100% Loan-to-Value (LTV) mortgage, if house prices fall, you may end up in negative equity, owing more than your home is worth. That’s why it's essential to get professional advice before moving forward.
Why Choose Just Mortgages?
When it comes to buying your first home, you need more than just a lender, you need a partner. Here’s why so many buyers choose Just Mortgages:
Tailored Advice – We offer expert mortgage advice tailored to your unique circumstances and help you determine if a zero deposit mortgage is right for you.
Exclusive Deals – We have access to exclusive and semi-exclusive mortgage products not available directly from lenders or comparison sites.
Complete Support – From application to completion, we liaise with the lender, valuer, estate agent, and solicitor to ensure everything runs smoothly.
End-to-End Service – We’re not just here to help you buy your home, we’re here to help you keep it.
Deposit Your Trust in Just Mortgages
We’re mortgage professionals and protection specialists who believe that homeownership should be accessible to more people, especially first-time buyers. Our team is here to support you through every step of the process, helping you understand eligibility criteria and choose the best option for your future.
Ready to Take the Next Step?
Your first home might be closer than you think. If you’re ready to explore a no deposit mortgage, speak with one of our advisers today and check your eligibility.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Approved by The Openwork Partnership on 09/06/2025
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No. 2412345.