Deposit your trust in Just Mortgages

Just Mortgages is pleased to confirm that 100% mortgages are back! We also have access to some exclusive deals

What Is a 100% Mortgage?

A 100% mortgage is a zero deposit mortgage (or zero deposit home loan) which means you can borrow the full purchase price of a property – that’s 100% of the property value. It’s an option for buyers who can afford monthly repayments but haven’t yet built up savings for a deposit.

If saving for a deposit has been the biggest barrier to owning your home, this could be an option for you. 

With a No Deposit mortgage, you're borrowing the full value of your home. This is called a 100% Loan-to-Value (LTV) mortgage and while it can help you get on the ladder sooner, it also comes with some risks.

If house prices fall, you could end up in negative equity, meaning you owe more than your home is worth. This could make it harder to move or remortgage later on. And like with any mortgage, your home may be repossessed if you don’t keep up repayments.

Just Mortgages offer tailored mortgage advice to help you determine if you meet the zero deposit mortgage eligibility requirements. We aim to support as many first time buyers as possible.

Why Choose Just Mortgages?

• We are mortgage professionals and protection specialists.
• We provide a level of service that cannot be obtained directly from the lender or comparison site.
• We offer mortgage advice from a comprehensive panel of lenders and have access to some exclusive and semi exclusive mortgage deals.
• We liaise with the lender, valuer, estate agent and solicitor to ensure deadlines are met.
• We help you to buy your home...and keep it.

Designed to make homeownership more accessible.

Ready to take the next step?

To check your eligibility for our 100% mortgage, speak with one of our Mortgage & Protection Advisers using the link below.

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