8:30 - 18:30 Monday - Friday
Meet Witham


Hi, I'm Joy Brooks!
I'm a Mortgage and Protection Adviser supporting clients across Witham and the surrounding Essex area. With over 15 years of experience in the mortgage industry, I've helped clients through every stage of their property journey by providing clear, straightforward advice and a personal service they can rely on.
Whether you're buying your first home, moving house, remortgaging or looking to protect what matters most, my aim is to make the process as smooth and stress-free as possible. I take the time to understand your individual circumstances and provide tailored mortgage and protection advice to help you achieve your property goals with confidence.
I support clients across Witham, Braintree, Chelmsford, Maldon, Tiptree, Kelvedon, Hatfield Peverel, Colchester and the wider Essex area. I'm proud to help local individuals and families navigate the mortgage process with honest advice and ongoing support from our first conversation through to completion.
Witham is a fantastic place to live, offering excellent transport links, a growing property market and easy access to both the Essex countryside and coastline. It's an area I'm proud to support, helping clients buy, move and invest in property across the local community.
Outside of work, I live with my partner, Barry. We enjoy spending days out on the Norfolk coast, and when I have some spare time, you'll often find me out metal detecting in search of hidden treasures.
For me, mortgage advice is about more than finding the right mortgage. It's about building lasting relationships, providing trusted guidance and helping clients feel confident throughout every stage of their property journey.



Hi, I'm Ellie Constantine!
I'm a Mortgage and Protection Adviser supporting clients across Witham and the surrounding Essex area. With over 10 years of experience in the property industry, I’ve helped clients at every stage of their home-buying journey, providing clear, straightforward and stress-free mortgage and protection advice.
I enjoy supporting people through one of the biggest milestones of their lives—buying a home. Whether you're a first-time buyer, moving home, remortgaging or looking to protect your future, I take pride in making the process feel simple, transparent and fully supported from start to finish.
I support clients across Witham, Braintree, Chelmsford, Maldon, Kelvedon, Tiptree, Hatfield Peverel, Colchester and the wider Essex area, offering tailored mortgage and protection advice based on your individual needs and goals.
Witham is a great place to live, with strong transport links, a growing property market and easy access to both the Essex countryside and nearby towns. I’m proud to support clients locally and help them achieve their property ambitions in an area I know well.
Outside of work, I’m an avid DIY enthusiast and currently working on my third home renovation project. I also enjoy spending time with my horse and making the most of the outdoors whenever I can.
For me, mortgage advice is about more than arranging a mortgage—it’s about helping clients feel confident, informed and supported at every step of their journey.
About my services
I aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Mortgage and Protection Adviser I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.
My commitment to you;
- I am a mortgage professional and protection specialist.
- I provide a level of service that cannot be obtained directly from the lender or comparison site.
- I offer mortgage advice from a comprehensive panel of lenders and have access to some exclusive and semi exclusive mortgage deals.
- I liaise with the lender, estate agent and solicitor to ensure deadlines are met.
- I will help you buy your home...and keep it.
My mortgage services include:
First Time Buyers
Home Mover
Remortgage
Buy to Let
New Build Mortgages