Congratulations - first time buyers and first time parents!
We've been mulling with the idea of buying a property for ages, but when we spotted the perfect house we hadn't a clue if we could afford it or how we'd even go about putting offers in etc.
As if being a first time buyer wasn't scary enough, we then found out not long after viewing the house that we were about to be first time parents too...and in 20 weeks!
Joe and Kelly have been stars from start to finish; always keeping in touch and reassuring us, answering our silly questions, calming us (okay - me) down when we were worried about stumbling blocks or potential problems and helping us every step of the way because we really were so so clueless!
We ended up with a great and affordable mortgage deal (paying less for a family home and insurance with all the bells and whistles than we were paying monthly for renting a flat!), our offer was accepted and now we can look forward to settling in our house with a good few weeks to spare before bambino appears.
No way could we have done this all in time (or at all) without Just Mortgages. Cannot recommend them enough!
A chance recommendation worth every penny!
I just can’t recommend Sam enough.
We had our hearts set on a house, which turned out to be pretty awkward with a 125 year lease, New Build and also some restrictions on who was eligible to buy this house. We were told by other advisers we couldn’t do the mortgage without a high deposit which was just not easy for us to do.
By chance when viewing another property (having almost given up) someone suggested we use Sam. Within a couple of hours he’d read some lengthy documents regarding the restrictions and managed to pinpoint some clauses which would give a lender confidence to proceed with a lower deposit. Not only that, but the interest rate he got us meant the monthly repayments wouldn’t be any more initially, even with a lower deposit.
He was fast to reply every time I had questions, got the ball rolling the same day and we’re so chuffed to have exchanged on the house we wanted.
We really could not recommend him enough! His fee was just a tiny bit higher than the previous adviser we were dealing with but in the long run he has literally saved us thousands and worth every single penny.
P.S - the help didn’t stop after we had the offer; he continued to assist right up until exchange, even from holiday abroad!